At Clearpath Financial Accountants Limited (CPFA), we offer reliable affordable accounting services for locums in the health industry, self-employed individuals, and businesses of all sizes. Whether you’re launching your business or managing ongoing compliance, we’re here to simplify your financial journey.
We go beyond numbers — we help you understand your finances so you can make confident decisions for your future.
Understand your earnings, reduce tax bills, and stay on top of your finances.
Get stress-free help with bookkeeping and tax returns.
Let us handle VAT, payroll, and year-end accounts so you can focus on growth.
Stay compliant and confident with dedicated services for your industry.
For sole traders, landlords & freelancers.
Make tax season simple with expert filing and expense guidance.
We handle the entire process, from collecting figures to submitting your return, so you can avoid mistakes and stay fully compliant.
Organised records for better decisions.
Keep your business finances in order all year round.
Our streamlined bookkeeping keeps your finances clear and up to date, so you can focus on growth, not paperwork.
Stay on top of Making Tax Digital.
Timely and accurate VAT filing using MTD-approved software.
We manage everything from calculations to submissions, helping you avoid penalties while reclaiming or paying the correct amount of VAT.
Yes — while it’s possible to manage your own accounts, an accountant ensures accuracy, compliance and efficiency. We help you claim allowable expenses avoid penalties, and plan ahead — saving you time and money in the long run.
Making Tax Digital is a HMRC initiative requiring businesses and some individuals to keep digital records and submit tax returns using MTD-compatible software. As of 2024, all VAT-registered businesses must follow MTD rules. From April 2026, MTD will also apply to self-employed people and landlords with annual income over £50,000.
Paper returns: 31 October following the end of the tax year
Online returns: 31 January
Payments (balancing payment and first payment on account) are also due by 31 January. A second payment on account may be due by 31 July.
If you’re self-employed, you can claim expenses such as:
Office/stationery costs
Travel & vehicle use
Business insurance
Marketing & website costs
Home office use (a portion of your household bills)
We help ensure you claim everything you’re entitled to.
Late filing incurs an automatic £100 penalty after the deadline, with further penalties if delayed more than 3 months. Errors can also result in fines depending on whether they’re careless or deliberate. At CPFA, we work to ensure your returns are accurate, timely, and fully compliant.
